Financial Information Provider

Account Aggregator Ecosystem:

Account Aggregator act as an intermediary by collecting data from FIPs that hold the customer’s financial data and share that with Financial Information User (FIU)  such as lending banks / agencies that provide financial services. Various player under Account Aggregator ecosystem are FIPs, FIUs, AAs, TSPs and Certifiers:

Financial Information Provider (FIP) are the institutions that holds user data e.g. Depository, Bank, NBFC, Mutual Fund, Insurance Repository, Pension Fund Repository, Asset Management Company etc., which provide data to FIU.

NSDL As a FIP

NSDL has integrated with the Account Aggregator Ecosystem and is operational (LIVE) as FIP.

NSDL FIP partnered with Account Aggregators to share information about the securities held in NSDL demat accounts with Financial Information Users (FIU) basis consent of demat account holders.

Account Aggregators are RBI registered entities who collect financial information from entities (FIP) that store customer data and share with entities (FIU) that request customer data based on consent of demat account holders.
NSDL demat account holders can submit their consent to NSDL through  registered Account Aggregators to provide their demat holdings related data with FIUs for various purposes namely lending, portfolio management etc.

NSDL has Established Connectivity With Following Account Aggregator Partners

• NSDL e-Governance Account Aggregator limited
• CAMS Financial Information Services Private Limited
• Finsec AA solutions Private Limited
• Perfios Account Aggregation Services Private Limited
• Cookiejar Technologies Private Limited
• NESL Asset Data Limited
• CRIF Connect Private Limited
• Dashboard Account Aggregation Services Private Limited
• Unacores AA Solutions Private Limited
• Tally Account Aggregator Services Private Limited
• Phonepe Technology Services Private Limited
• Agya Technologies Private Limited
• Digio Internet Private Limited.

To learn  more about FIP Click Here