NSDL Digital Solution for LAS

Ans: One of the key purposes of taking a loan against shares is to access funds without liquidating stock holdings. This allows investors to retain ownership of their securities while getting funds by placing them as collateral. 

Ans: Yes, as the beneficial owner of the underlying securities during the period of the pledge, investors retain certain rights and benefits associated with those shares, despite using them as collateral for a loan.

Ans: The specifics regarding the loan amount, types of scripts to be pledged, interest rates, and tenure are determined through discussions between the borrower (pledgor) and the lending bank or financial institution. These details are not overseen by NSDL but are part of the negotiation between the parties involved in the transaction.